Case Study: The Population Problem - A Slow-Motion Collapse No One Talks About

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Myford University Population Collapse

Here is another case study using another topic I watch closely from a socio-economic perspective. Again, we will apply several of the thinking models we have already reviewed.

Introduction: Observations, Patterns, and a Case Study in Thinking

This isn’t a doom-and-gloom think piece.
It’s not a political manifesto.
It’s not even trying to convince you of anything.

Instead, what follows is a thinking exercise—a practical application of the very methodologies I’ve been writing and teaching about for months:

  • Root cause analysis
  • Systems thinking
  • Inversion
  • First principles
  • Strategic thinking
  • High-agency mindset

These tools are valuable not just for business or personal development—but also for making sense of the world.

Why This Topic?

Over the past few years, I’ve noticed some troubling, fascinating, and recurring patterns—particularly in what I would call the socioeconomic fabric of everyday life.

  • Household formation is down.
  • Marriage and dating are in a weird, dysfunctional place.
  • Fewer people want kids.
  • People seem increasingly disconnected—socially, emotionally, and purposefully.

At first, these seemed like isolated trends.
But as I started digging, connecting dots, and zooming out, a more complex picture emerged—one that looked less like random coincidence and more like a patterned system of causes and effects.

A Thinking Case Study, Not a Political One

Let me be clear—this isn’t about telling you what to believe.

I’m not here to make you agree with me, adopt my views, or join any ideological camp.

What I am here to do is demonstrate:

How powerful thinking methodologies—applied consistently—can help you see, understand, and adapt to complex, rapidly changing realities.

You’ll see examples of each:

  • Asking “Why?” five layers deep.
  • Using inversion to challenge assumptions.
  • Mapping systems and feedback loops.
  • Rebuilding understanding from scratch.

You’ll also see how I changed my own mind based on new evidence—something many people say they’re open to, but few actually practice.

Callout: Freakonomics and the Power of Asking Strange Questions

Years ago, I read Freakonomics by Steven D. Levitt and Stephen J. Dubner. It had a lasting impact.

It wasn’t the conclusions that stuck with me—but the method.

The book asked weird, often uncomfortable questions:

  • What do schoolteachers and sumo wrestlers have in common?
  • Why do drug dealers live with their moms?
  • What’s the real reason crime dropped in the 1990s?

It took data, incentives, and outcomes and turned them upside down. It proved that with the right thinking tools, you could unlock surprising truths—truths that didn’t align with conventional narratives, but made sense in the real world.

That spirit is embedded in everything that follows.

Reconsidering a Dismissed “Conspiracy”

For a long time, I rolled my eyes at people who said:

“We’re never going to get Social Security. It’ll be gone by the time we retire.”

It sounded like a conspiracy theory.
I shrugged it off. Surely the government would just tweak the formula and keep it going. It’s too big to fail.

But over time, things began to shift.

  • I started noticing not just fiscal imbalance, but structural demographic problems.
  • People weren’t just working less—they weren’t being born in the first place.
  • Birth rates fell. Marriage rates dropped. Dependency ratios climbed.
  • Meanwhile, major systems (education, entitlement programs, labor force pipelines) still assumed a growing, reproducing population base.

That forced me to reexamine what I once dismissed.

It wasn’t paranoia. It was premature pattern recognition.

And with enough time and data, those “coincidences” started looking more like signals.

Why This Case Study Matters

What you’ll read next is not just about birth rates or family life.

It’s about:

  • How trends evolve from invisible to obvious
  • How assumptions die in the face of new realities
  • How complex systems can crash when their inputs quietly shift
  • How your own thinking process determines whether you’ll adapt—or get blindsided

If you’ve ever felt like something is off
If you’ve started noticing societal changes that don’t make sense at first glance…
If you want to sharpen your ability to understand what’s really going on beneath the surface

Then this case study is for you.

Not to alarm you.
Not to radicalize you.
But to equip you.

Let’s dive in.

“Demographics is destiny.”
It used to be a prediction. Now it reads like a warning label.

Something strange is happening.

You probably feel it already, even if you can’t quite name it.
Dating is harder than ever.
Fewer people are getting married.
Even fewer are having kids.
Many don’t want any at all.

Meanwhile, societies are aging. Workforces are shrinking. Tax bases are contracting.
Loneliness is rising. Cultural coherence is cracking.
And everyone keeps arguing about the wrong things.

There’s a bigger problem coming.
Not fast like a car crash.
Slow like an empty playground or a rusting school bus.

The numbers tell the story:
To maintain a stable population, each woman needs to have 2.1–2.2 children on average. That’s the replacement rate.

The U.S. is at 1.7 and falling.
Japan? Around 1.3.
South Korea? 0.72
China? Even with three-child policies, the trend is still downward.

Some say it’s economics. Others say it’s culture. Some blame men. Others blame feminism.
But if we zoom out, apply some systems thinking, and strip away the politics, one thing becomes clear:

We’re heading toward a population collapse—not because we can’t have children…
But because, collectively, we’ve stopped wanting to.

This isn’t a niche problem. It’s not tomorrow’s issue.
It’s already here.
And unless we start asking the right questions—and fast—it may become irreversible.

So let’s think.

Let’s apply root cause analysis, inversion, systems thinking, and strategic cultural awareness to the most important question almost no one wants to face:

What happens when humanity, by its own choices, decides to quietly fade away?

Section 2: The Math of Collapse — Understanding Replacement Rates and Falling Fertility

Let’s start with the numbers—because the numbers don’t lie.

What is the Replacement Rate?

To maintain a population size without immigration, a country needs a Total Fertility Rate (TFR) of around 2.1. That accounts for:

  • Two children to replace each parent
  • A small buffer for child mortality or those who don’t reproduce

If a nation dips below that for too long, its population begins to age and then decline. The pipeline of future workers, taxpayers, parents, and citizens shrinks.

In short: a society becomes top-heavy and unsustainable.

What’s Happening Globally?

Here’s where we are:

Country

Total Fertility Rate

South Korea

0.72

Japan

1.3

Italy

1.2

China

1.1–1.3

United States

1.7

France

1.8

Sub-Saharan Africa

4.2–5.0 (falling rapidly)

Once you fall below the replacement rate, your population won’t immediately collapse.
Instead, it ages out—slowly but surely.

That means:

  • Fewer working-age people
  • More retirees
  • Shrinking tax bases
  • Pension and healthcare crises
  • Empty schools
  • Fewer innovators, soldiers, consumers

And it all leads to a painful question:

How do you sustain a modern society when your population is both older… and smaller?

Thinking Framework: Root Cause and Systems Thinking

The root cause isn’t that humans can’t reproduce.

It’s that, across the developed world, we no longer prioritize it.
Which leads us to ask: Why not?

This is where systems thinking becomes essential.

It’s not one variable. It’s a web:

  • Career and education expectations
  • High cost of living
  • Housing unaffordability
  • Student loan debt
  • Lack of family support structures
  • Cultural narratives about children being a “burden”

The system is perfectly designed to produce exactly what we’re seeing:

Delayed parenthood, fewer kids, and often, no kids at all.

In the next section, we’ll go even deeper into the social and psychological infrastructure that’s making this not just a trend, but a potential permanent shift in human behavior.

Section 3: The Breakdown of Dating, Marriage, and Household Formation

Let’s shift from statistics to sociology.

Because behind every low birth rate is a story of human disconnection.
And behind that? A web of changing incentives, priorities, ideologies—and, frankly, pain.

Dating is Broken

Ask around. Talk to people under 35.

You’ll hear:

  • “Dating apps are brutal.”
  • “I don’t trust anyone’s intentions.”
  • “I’m tired of wasting time on people who aren’t serious.”

Add in ghosting, endless options, and hyper-competition for attention, and you get a dating scene that feels more like a video game than a search for love.

Who gets the most attention?

  • The top 10–20% of men
  • The most attractive women

What about everyone else?

  • Left swiping, scrolling, waiting, and burning out

This isn’t just anecdotal—it’s measurable.
Dating platforms have concentrated outcomes in ways that leave many feeling unseen, unwanted, or disposable.

That kind of culture doesn’t build families.
It erodes them before they even form.

Marriage is Delayed… or Abandoned

The average age of first marriage in the U.S. is now:

  • 30 for men
  • 28 for women

And climbing.

Compare that to the 1950s:

  • 22 for men
  • 20 for women

What changed?

  • College is extended well into the 20s
  • Careers take priority
  • Fear of divorce is common
  • Many no longer see marriage as necessary
  • Cultural narratives tell women they’re “settling” if they marry before self-actualization

In other words:

Marriage used to be a foundation. Now it’s a capstone—if it happens at all.

And when marriage is delayed, so are kids.
And when kids are delayed too long, biology doesn’t wait.

Household Formation is Declining

A “household” used to mean:

  • A married couple with kids
  • Sometimes multigenerational
  • Or at least a cohabiting couple working toward stability

Today? Increasingly:

  • Single adults living alone
  • Adults living with parents longer
  • Childless couples
  • Roommate households

According to Pew Research, the share of adults living with a spouse and at least one child has fallen from 40% in 1970 to just 18% today.

Let that sink in:

In one generation, the “nuclear household” dropped by more than half.

This isn’t just cultural. It’s structural. And it’s self-reinforcing.

Which leads us to the next topic…

Feedback Loops and the Self-Fulfilling Spiral

Here’s how it works:

  1. Fewer people date seriously → fewer marriages
  2. Fewer marriages → fewer families
  3. Fewer families → fewer kids
  4. Fewer kids → fewer future families
  5. Fewer families → normalized childlessness
  6. Normalized childlessness → cultural support for “no kids” lifestyles
  7. That culture → more people opting out

Now apply systems thinking:

  • If no one breaks the cycle, it continues downward.
  • What was once rare becomes normal.
  • What was once regretted becomes expected.
  • And once the replacement window is missed… it doesn’t come back.

You don’t just lose one generation.
You lose all the generations that could have followed.

Section 4: Cultural Ideologies and the Erosion of Family Incentives

Culture is upstream from behavior.
And in this case, culture is telling millions of people:

You don’t need family. You don’t need children. You don’t even need a partner.
What you really need is: freedom, self-discovery, independence—and success on your terms.

That message isn’t inherently wrong. But when it becomes the dominant cultural narrative, and when institutions start reinforcing it structurally and economically, you get something else entirely:

A society of individuals who see family as optional—or even burdensome.

Let’s explore how that came to be.

Modern Feminism: Freedom or Tradeoff?

Let’s be clear—feminism, especially in its earlier waves, accomplished vital progress:

  • Voting rights
  • Property rights
  • Workplace equality

But in its third and fourth waves, something shifted:

  • Motherhood was reframed as limitation
  • Marriage was reframed as oppression
  • Men were increasingly portrayed as unnecessary, or worse, liabilities

You may have heard:

“You don’t need a man.”
“Marriage is a trap.”
“You can have it all—just not at the same time.”

These messages were often well-intentioned, but they reframed the family unit as optional, delayed, or oppressive.

And it worked.

More women than ever now pursue:

  • Advanced education
  • Career achievement
  • Financial independence
  • Travel and lifestyle freedom

But here’s the tradeoff:

  • Fertility windows shrink
  • Time for dating, courtship, and motherhood gets pushed back
  • Expectations for partners rise while patience and commitment shrink

By the time many women are “ready,” the dating pool has either moved on—or opted out.

Men Walking Away

This leads us to the male withdrawal phenomenon.

It’s showing up in multiple ways:

  • Fewer men in college (nearly 60/40 female-male ratio)
  • Fewer pursuing marriage
  • Fewer feeling valued in society
  • Fewer earning more than their female peers in younger demographics

Movements like:

  • MGTOW (Men Going Their Own Way)
  • Red Pill communities
  • Passport Bros (seeking wives abroad)
  • The “Don’t Get Married” crowd

These aren’t just fringe internet groups. They’re the canaries in the coal mine.

Men feel:

  • Undervalued
  • Disposable
  • Financially vulnerable in divorce and custody courts
  • Discouraged from traditional roles of protector, provider, or leader

And if men don’t see a clear path to success through family, many will simply opt out.

The result?

Millions of men and women, both deeply wanting connection—yet pulled apart by culture, distrust, and broken incentives.

Incentives No Longer Support Families

Let’s get practical.

Why would a 25-year-old today choose to:

  • Get married
  • Buy a home
  • Have two kids

…when that likely means:

  • A $3,000/month mortgage
  • $1,000/month in child care
  • One parent giving up career momentum
  • Minimal tax breaks
  • Zero cultural support or community reinforcement

Now add in:

  • Crushing student loans
  • Work schedules that don’t align
  • Friends who are child-free and always traveling
  • Fear of divorce or failure

And the message becomes clear:

“Why would I even try?”

Section 5: Inversion — If You Wanted Collapse, This Is How You’d Get It

Inversion is a powerful thinking tool.
Rather than ask, “How do we fix something?” we ask:

“How would we break it—on purpose?”

If you wanted to design a society that would eventually stop reproducing, you wouldn’t need war, famine, or disease.
You’d just need to build the wrong incentives—and let the system run itself.

Let’s run the inversion.

If You Wanted Birth Rates to Fall…

You’d do things like:

  • Push marriage later by tying success to extended education and career chasing.
  • Raise the cost of living so young adults can’t afford homes or children.
  • Remove religion and tradition as guiding forces around family formation.
  • Elevate personal freedom as life’s highest ideal—especially for women.
  • Frame children as a burden, expense, or environmental hazard.
  • Remove male incentives to marry via no-fault divorce and lopsided custody laws.
  • Encourage online relationships that mimic intimacy but avoid responsibility.
  • Celebrate child-free lifestyles as empowered and evolved.
  • Redefine family to include everything and anything—thus diluting the idea entirely.

And finally:

Make real relationships hard while making digital dopamine cheap.

Now invert that.
Sound familiar?

It’s not necessarily a conspiracy. It doesn’t need to be.
It’s a perfectly misaligned system.

The incentives to delay, avoid, or abandon family life are everywhere.
The incentives to build, commit, and reproduce are nearly extinct.

First Principles: What Is the Family For?

Let’s now go deeper using first principles thinking.

Instead of debating the symptoms, ask:

What is the base function of the family unit?

A few answers:

  • Raise the next generation
  • Transmit values and traditions
  • Provide mutual support and resilience
  • Maintain civilizational continuity

Now ask:

What do you need to support strong families?

Answer:

  • Stable income
  • Affordable housing
  • Cultural norms that value commitment
  • Community and extended family support
  • Confidence in the future

Strip any of those away—and families weaken.

Strip all of them—and you don’t just get weak families.
You get no families.

That’s not failure.
That’s the natural outcome of an inverted system.

Feedback Loop Revisited

Let’s zoom back out and trace the downward spiral:

  1. Families decline
  2. Institutions built on family crumble (schools, churches, neighborhoods)
  3. Culture loses shared norms
  4. People become more individualistic
  5. Trust declines
  6. Dating becomes transactional
  7. Marriage becomes rare
  8. Children become optional
  9. Population ages and shrinks
  10. Economic burdens rise
  11. Fewer people want to bring children into that world
  12. Repeat

Section 6: The Macro Fallout — Economies, Cultures, and Civilizations in Decline

You can’t remove families and future generations from a civilization without consequences.
And those consequences are already arriving—economically, politically, and socially.

Let’s break it down.

Economic Collapse: When the Base Pyramid Crumbles

Modern economies are built on constant growth.
More people → more workers → more consumers → more tax revenue → more programs → more government services.

But when populations age and decline:

  • Fewer workers must support more retirees
  • Pensions and social programs go insolvent
  • Economic growth slows, then reverses
  • Businesses face shrinking markets
  • Housing collapses (as seniors die off and no one replaces them)
  • Innovation slows (younger generations are typically the most creative)
  • Immigration becomes a temporary stopgap, not a permanent solution

This isn’t theoretical—it’s happening now.

Japan is 10 years ahead.
China is waking up to a demographic time bomb.
Western Europe faces worker shortages and shrinking GDP.
The U.S. is only holding steady due to immigration and higher-than-average birth rates among certain subgroups—but even that trend is fading.

When there are more adult diapers than baby diapers sold, your economy is headed for serious change.

Cultural Decay: The End of Shared Stories

Families are more than economic units.
They’re how culture is passed down:

  • Language
  • Values
  • Beliefs
  • Traditions
  • Identity

When families dissolve, culture loses its transmission mechanism.

We’re already seeing:

  • Rising loneliness and isolation
  • Loss of national and regional identities
  • Increased polarization and ideological extremism
  • Mental health epidemics among youth
  • The rise of digital tribes over physical communities

Add in:

  • Declining trust in institutions
  • Fragmentation of shared meaning
  • Political gridlock driven by competing realities

And you get a culture that can’t sustain itself, much less evolve in a healthy direction.

Geopolitical Instability: Weak Demographics = Weak Nations

Military and economic power are built on people.

If your population shrinks:

  • You have fewer soldiers
  • Fewer engineers
  • Fewer business founders
  • Fewer innovators

Your soft power (culture, influence, global leadership) fades.
Your hard power (military, manufacturing, resource independence) crumbles.

This opens the door to:

  • Authoritarian regimes
  • Cultural conquest via ideology or media
  • Dependency on stronger, growing nations

In other words:

Demographic decline doesn’t just weaken a country internally.
It puts it at risk externally.

The Downward Spiral as a Self-Fulfilling Prophecy

Here’s the real danger.

When people sense:

  • That society is getting worse
  • That the future looks bleak
  • That raising kids is risky or irresponsible

They opt out.

That leads to fewer births…
Which leads to a weaker society…
Which reinforces the belief that the future is not worth investing in…
Which leads to fewer births…

You get the spiral.
And it feeds on itself.

Section 7: Hope or Hype? Breaking the Cycle with High-Agency Thinking

This is not the first time civilizations have declined.
But it may be the first time it’s happened by choice.

That’s the uncomfortable truth:

We’re not dying out because we can’t reproduce.
We’re dying out because we’ve stopped seeing a reason to.

So the solution, if there is one, won’t come from politicians, viral campaigns, or tax credits alone.

It will come from individuals and families choosing to:

  • Think differently
  • Act deliberately
  • Rebuild meaning from the inside out

Here’s how.

Step 1: Root Cause Analysis — Find What Really Went Wrong

Ask deeper questions:

  • Why don’t people want to start families?
  • What are they afraid of?
  • What are they lacking?
  • What pain are they avoiding?

Surface answers like “housing is expensive” or “dating is hard” are symptoms.

Go deeper.

  • Do they lack trust?
  • Do they lack examples of healthy families?
  • Are they terrified of repeating their parents’ mistakes?
  • Do they believe they’re not “enough”?

Root cause thinking means getting under the story… to the system.

Step 2: Systems Thinking — Adjust the Incentives and Environment

The system is producing exactly what it’s designed to produce.

So redesign it.

Ideas:

  • Subsidize families, not just individuals
  • Reorient education around family readiness, not just job readiness
  • Reform family courts to treat both parents equitably
  • Encourage intergenerational housing and support networks
  • Rebuild public trust in community, not just individual autonomy

This isn’t about government control—it’s about redesigning feedback loops to support future builders.

Step 3: Inversion — Think from the End

Ask:

“If I wanted to raise a thriving family in this society, what would I need?”

Invert further:

“If I wanted to create the conditions where millions of people wanted to have kids again, what would I remove? What would I emphasize?”

  • Remove fear
  • Remove instability
  • Remove shame and judgment
  • Add purpose
  • Add hope
  • Add real relationships

This is cultural design, not conspiracy. And it works in both directions.

Step 4: First Principles — Rebuild from the Ground Up

Forget what society currently values.
Ask instead:

What must a strong society have?

  • Functional families
  • Resilient communities
  • A belief in the future
  • Shared cultural narrative
  • The ability to self-sacrifice for a higher purpose

Strip away the noise. Build toward that.

Even in small circles. Even with just your household.

Because movements don’t start with policies. They start with people.

Step 5: Strategic Thinking — Think Long Game

The fix won’t be overnight.

But strategic thinkers don’t aim for quick wins. They aim for systems that improve over time.

That means:

  • Encouraging high-agency individuals to model what’s possible
  • Building education, media, and community institutions that reinforce family and responsibility
  • Making legacy a value again—not just income or status

This is upstream work. Culture-shaping.
But it’s how civilizations survive. And it’s how this one might too.

Conclusion: The Choice Is Ours

We opened this article with a warning.

But here’s the final insight:

We are not powerless.

Yes, incentives are broken.
Yes, culture is upside down.
Yes, trends are ominous.

But we still have:

  • Minds to think
  • Voices to speak
  • Choices to make

You don’t have to save the world.
But you can model a better one.

Because when enough people start asking the right questions—
“Why are we here?”
“What are we building?”
“What kind of future are we leaving behind?”—

That’s when something shifts.

Not because of coincidence.
Not because of conspiracy.

But because of choice.

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