A few years ago, I would’ve rolled my eyes at what I’m about to say. Back then, when people claimed Social Security wouldn’t be there for them, I’d dismiss it as conspiracy talk. “The government will patch it,” I thought. “This is just fear-mongering.” But recently, I’ve been seeing things differ...

If you’ve ever caught yourself asking,“What should I do?”,let me suggest a better question: “What would completely screw this up?” That’s the power of inversion thinking. It’s one of the simplest, most powerful mental tools I’ve ever used—and one that separates amateur thinkers from strategic one...